First-time buyers

You're not behind.You just need a plan.

You don't need perfect credit, a big down payment, or a real estate vocabulary before you talk to me. You need one text.

Genesis Garcia
You're not behind

Nobody hands you a manualfor buying a house.

I was first in my family to graduate college, so I know what it feels like to be the one figuring something out for the first time with no one at home who's done it before. That's exactly the position most first-time buyers are in when they call me. My job is to make sure you're never guessing.

What you actually need to know

What "first-time buyer"actually means.

01

You probably count

If you've never owned a home, or it's been years since you did, you count. You don't need a certain income or a certain neighborhood in mind before we talk.

02

Not knowing is the starting point

Most buyers I work with start the conversation not knowing what they can afford, not knowing if their credit is good enough, and not knowing what a lender is going to ask them. That's normal.

03

One text starts it

You don't need paperwork ready or a lender picked out before you reach out. Text HOME and I'll tell you exactly what happens next.

How I walk you through it

Every step, explainedbefore it happens.

  1. We talk first

    Before anything else, we talk about what you want, what you're worried about, and what your timeline actually is.

  2. I connect you with a lender

    So you know what you can actually afford before you fall in love with a house you can't get.

  3. We look at homes together

    I tell you the truth about each one, including the parts that aren't obvious on a walkthrough.

  4. I write and negotiate the offer

    And explain every line before you sign it.

  5. I stay with you through closing

    So nothing surprises you on the day you get the keys.

Down payment and credit

If your credit or yourdown payment worries you,say so first.

Most first-time buyers I work with are not starting from perfect credit or a big savings account, and that's fine. I work with my preferred lender to walk you through what you actually qualify for, not a guess. If your credit needs work before you're ready to buy, I connect you with a trusted partner for credit who can help you get there.

  • We talk about your real numbers first, not a number you saw online.
  • My preferred lender lays out your actual options, including low-down-payment programs.
  • If credit is the roadblock, you get connected to a trusted partner for credit before we go further, not after you're discouraged.
Genesis Garcia
Built for thisDesignations built around representing buyers well, not a badge for showing up.
Questions first-time buyers ask me first

Real questions,real answers.

How much money do I actually need to start?

It depends on the loan program, which is exactly what my preferred lender walks you through before you commit to anything. Text HOME and I'll get you connected.

What if my credit isn't great?

Say so first. If your credit needs work before you're ready to buy, I connect you with a trusted partner for credit so you have a real plan, not just a "come back later."

Do I need to be pre-approved before I contact you?

No. Most of the buyers I work with aren't pre-approved yet when we first talk. That's what the buying plan is for.

How long does buying a first home usually take?

It depends on your search and how ready your financing is. I lay out a realistic timeline once I know where you're starting from.

What does working with you cost me?

As your buyer's agent, my services are typically paid through the transaction, not out of your pocket up front. I explain exactly how that works for your situation before you sign anything.

Do you only work with English speakers?

No. I'm fully bilingual in English and Spanish, and I explain every step in whichever language you're most comfortable in.

What if I'm just starting to look, not ready to buy yet?

That's a normal place to start. Tell me your timeline honestly on the form below, including "just researching," and I'll meet you where you are.

Get my buying plan

Tell me where you are.I'll tell you what's next.

Fill this out and I'll text you back with your actual next step, no pressure and no obligation.

Get my buying plan

Takes about a minute. No pressure, no spam.

Please add your first name.
Please add a phone number.
Please add an email.
Pick the closest answer.
Pre-approved with a lender?
Pick one.
Preferred language
Pick one.
Please check the box so I can text you back.
Ready when you are

Text HOME and let's start.

You don't need to have it all figured out before you reach out.

Text HOMECall